API Products

Document
S.No Product Name Functionality View APIs
1 Account

Our Account API provides robust functionality for managing user accounts within your application. It fetches Aadhar linking and account details, retrieves the mobile number of the customer associated with the account, etc. With a flexible customization option, it's easy to integrate and tailor to your specific needs. Enhancing your app's user management capability.

View APIs
2 Current Account

A collection of APIs to support the creation and management of current accounts through services, enabling creative solutions to support the entire customer journey from the point where the customer first requests a current account through building relationships with them.

Use Case

Fintech’s/Startups can integrate with Bank for Value added services, fast account activation , handling bulk request for opening salary accounts , investment planning for corporate customers, various account opening, transfer, closure related services, developing current account products such as OD facilities, handling and developing credit transfer as per requirement & many more.

View APIs
3 Customer Discovery

From the most basic information to financial statements, customer discovery serves as a one-stop shop for all of the client's needs.

Use Case

Having these APIs will help FinTech’s/Startups for relying on the KYC procedure already completed by the bank. This ensures speed and ease of use for FinTech’s/Startups for developing quick and efficient Go-To-Market strategies. These sets of API enables easy Authentication of bank accounts, discovering Transaction History, Validation of customer income, Fraud prevention & many more.

View APIs
4 Digi Locker

This product offers a streamlined solution for integrating digital document storage and retrieval into applications. Get Digilocker's registration service, Get a digilocker access token, It allows users to securely store, share, and access government-issued documents and certificates digitally. Through API calls, developers can enhance their platforms with convenient and paperless document management and data security.

View APIs
5 Foundation Service

Enable business applications and solutions to integrate through a set of the Foundation service API offerings to facilitate PAN validation, Lead generation, etc.

Use Case

These APIs provide the business solution to facilitate PAN validation, Lead generation, etc. PAN validation API can be integrated for digital KYC verification. CRM Lead creation can be used to push details related to various interaction of Customer with Bank such as YONO, Auto/Home/Personal/Gold loan, SMS, Miss Call service, Analytics to CRM. Some of the Operational and Business benefits include having Instant KYC Verification, Quick and Secure Process, Real-Time Verification, Prevention of Information Fraud, helping in decreasing TAT, Financial Inclusion. Fintech’s/Startups can make good use of this API to onboard more customers with these services.

View APIs