Personal Loan
APIs related to loan creation, standing instructions, repayment schedule and other facilitate for end to end seamless personal loan journey.
Use case:
These APIs can be used for Real time express credit Personal Loan for Existing to Business (ETB) customer & New to Bank (NTB) Customer. Pre-Approved Personal Loan two wheelers loan for Existing to Business (ETB) Customer & for New to Bank (NTB) Customer. Pre-Approved Personal Loan for New to Bank (NTB) Customer. Fintech/Startups can personalize their journey as per their requirement for end to end integration after evaluation of these APIs.
APIs
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This API is used to fetch account short details of an existing customer. Customer Need to pass Customer Identification Number. In return they will receive Details of Customer Account like Account Status, Customer Details, Bank Details, Interest details, Nominee Details, Loans Details, etc.
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This API is used to fetch the cisla details based on customer number. Customers need to pass Unique Customer Identification Number. In response it will provide Customer Details, CIBIL Details, Details of Lands, Loan Details, Working Capital Details, Income Details, Date of Birth, etc.
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This API is used to create LOAN Account. The Customer would require to pass Existing CIF/Account Number. In return they will receive detailed information of loan including customer account and personal details.
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This API is used to amend customer cisla details. Customer need to pass their details of and in return they will receive acceptance or failure status.
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This API is used to fetch Customer Facility Limit Details. Customer Need to pass Unique Customer Identification Number. In return they will receive Detailed information of Customer Facility Limit.
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This API is used to perform fund transfer from deposit to loan account. Customer need to pass Unique Remitter Customer Account Number, Unique beneficiary Loan Account Number, and Transaction Amount. In return they receive Success or failure Status.
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This API is used to fetch the statement details of a loan account. Customer need to pass Customer Account Number, start and end date from which the statement to be enquired. In return they will get Account Statement including account balance, narration, etc.
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This API is used to performs loan acceptance for provided account. Customer need to pass Customer Account Number. In return they will receive success or failure status.
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This API is used to create loan additional details for the provided loan account. Customer need to pass detail information about the loan including amount, account number, bank details, interest details, Deductions etc. In return they will receive success or failure status.
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This API is used to update the customer loan approval details. Customer need to provide Customer Account Number, Bank details, Amount, Date of approval, etc. In return they will receive success or failure status of update .
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This API is used to transfer the loan amount from loan account to deposit account. Customer Need to pass Remitter Loan Account Number, beneficiary Account Number and Amount to be transferred. In return they will receive confirmation or failure status.
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This API is used to fetch the loan short details. Customer Need to pass Customer Identification Number. In return they will receive Details of Loan including account details, customer details, loan details, advances, remaining dues, interest details, instalment details, deductions etc.
Plans
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Default Plan
100 calls per hour
Default Plan
14 APIs including
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Account Short Details 1.0.0
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CISLA Details Enquiry 1.0.0
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Customer CISLA Amend 1.0.0
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Customer Facility Limit Details 1.0.0
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Create Loan Account 1.0.0